Home-Buying at Christmas: Trends, Tips, and Why It’s the Perfect Time to Move.

Christmas is a magical time of year, but what happens in the property market during the festive season? Many people assume it grinds to a halt, but that’s not the case. While December tends to be quieter, there are still plenty of opportunities for buyers and sellers—if you know how to approach it.

December often brings fewer people out viewing homes compared to the busy summer months, but those who are house-hunting at this time of year are typically serious about making a move. They may want to settle before the new year or get ahead of the January rush. Interestingly, Boxing Day has become one of the busiest days for online property searches. Platforms like Rightmove and Zoopla report a surge in activity during this period as people take advantage of their time off to browse for their next home.

For sellers, Christmas can be a surprisingly good time to list a property. If you get your home on the market before Boxing Day, you’ll catch the influx of buyers browsing online during the festive break. First impressions matter, so make sure your property looks its best with high-quality photos and a welcoming feel. While a little festive cheer—like a wreath on the door or some subtle fairy lights—can create a warm atmosphere, it’s best to keep decorations understated so buyers can focus on the space itself. Creating a cozy environment with soft lighting, warm throws, and perhaps a hint of seasonal scent can help buyers picture themselves spending future Christmases in the home.

If you’re a buyer, preparation is key. Before you even start viewing properties, it’s vital to speak to your mortgage broker and get a decision in principle. This not only gives you a clear idea of what you can afford but also shows sellers that you’re serious and ready to move forward quickly. December tends to have fewer casual buyers, so if you find a property you love, don’t hesitate to make an offer. Serious buyers mean serious competition, even in a quieter market.

The quieter market can also work in your favor. Fewer buyers mean less competition, and sellers who list at this time of year are often motivated to price their homes realistically. However, it’s still important to research local property prices to make sure you’re making a fair offer. Being flexible and proactive during this time can help you secure your dream home.

For anyone selling, it’s worth noting that while the market slows in early December as people focus on Christmas preparations, activity picks up sharply after the holiday. Many sellers wait until January to list their homes, so going live before the festive rush can help you stand out. Buyers browsing in December are often serious about moving, which means you could avoid the more casual browsers who tend to emerge in the spring.

Finally, whether you’re buying or selling, timing is crucial when it comes to your mortgage. Speak to your broker early, ideally before you start viewing properties, so you know your budget and have a decision in principle ready. If you’ve already done this but haven’t found the right property yet, it’s a good idea to check in with your broker after Christmas to ensure your figures are still up to date, especially if your circumstances have changed.

While Christmas might not seem like the obvious time to buy or sell a home, it offers unique opportunities for those who are prepared. If you’re thinking about making a move this festive season, I’d love to help. Get in touch for expert advice and support to make the process as smooth as possible.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE

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